Beberapa waktu yang lalu, majalah Infobank edisi Agustus merilis Rating 171 Perusahaan Multifinance 2017. Pendekatan yang digunakan untuk menilai kinerja keuangan perusahaan pembiayaan yang di-rating menggunakan pendekatan pertumbuhan dan rasio. Dari kedua pendekatan tersebut, selanjutnya diperinci lagi ke dalam 12 kriteria peniliaian.
Rating yang dilakukan based on laporan keuangan (neraca & laporan rugi laba) perusahaan pembiayaan tahun 2015 dan 2016, serta tidak memperhitungkan aspek-aspek kualitatif perusahaan, seperti manajemen dan customer services. Pengelompokkan perusahaan multifinance berdasarkan aset.
Peringkat Perusahaan Multifinance 2017 di Indonesia
A. Multifinance Beraset Rp 10 Triliun keatas
| NO | PERUSAHAAN |
|---|
| 1 | BFI Finance Indonesia |
| 2 | Oto Multiartha |
| 3 | Summit Oto Finance |
| 4 | Federal International Finance |
| 5 | Adira Dinamika Multi Finance |
| 6 | Central Java Power |
| 7 | Astra Sedaya Finance |
| 8 | Mandiri Tunas Finance |
| 9 | Toyota Astra Financial Services |
| 10 | Dipo Star Finance |
Baca juga: Peringkat Perusahaan Multifinance 2021 di IndonesiaB. Multifinance Beraset Rp 5 Triliun s/d dibawah Rp 10 Triliun
| NO | PERUSAHAAN |
|---|
| 1 | BCA Finance |
| 2 | Mitra Pinasthika Mustika Finance |
| 3 | Maybank Indonesia Finance |
| 4 | Orix Indonesia Finance |
| 5 | Clipan Finance Indonesia |
| 6 | Mitsui Leasing Capital Indonesia |
| 7 | Indomobil Finance Indonesia |
| 8 | Wahana Ottomitra Multiartha |
| 9 | CIMB Niaga Auto Finance |
| 10 | Surya Artha Nusantara Finance |
| 11 | Bussan Auto Finance |
C. Multifinance Beraset Rp 1 Triliun s/d dibawah Rp 5 Triliun
| NO | PERUSAHAAN |
|---|
| 1 | Indosurya Finance |
| 2 | Nusa Surya Ciptadana |
| 3 | Sinar Mas Multifinance |
| 4 | Mega Central Finance |
| 5 | Century Tokyo Leasing Indonesia |
| 6 | Astra Auto Finance |
| 7 | Financia Multi Finance |
| 8 | Andalan Finance Indonesia |
| 9 | BRI Multifinance Indonesia |
| 10 | Batavia Prosperindo Finance |
| 11 | Buana Finance |
| 12 | Mandala Multifinance |
| 13 | Olympindo Multi Finance |
| 14 | Tifa Finance |
| 15 | Bentara Sinergies Multifinance |
| 16 | Sunprima Nusantara Pembiayaan |
| 17 | Central Santosa Finance |
| 18 | Koexim Mandiri Finance |
| 19 | Hewlett Packard Finance Indonesia |
| 20 | Mitsubishi UFJ Lease & Finance |
| 21 | Komatsu Astra Finance |
| 22 | Chandra Sakti Utama Leasing |
| 23 | Mega Auto Finance |
| 24 | Hino Finance Indonesia |
| 25 | Mizuho Balimor Finance |
| 26 | Trihamas Finance |
| 27 | Caterpillar Finance Indonesia |
| 28 | Mandiri Finance Indonesia |
| 29 | Radana Bhaskara Finance |
| 30 | MNC Finance |
| 31 | Suzuki Finance Indonesia |
| 32 | Multindo Auto Finance |
| 33 | Nissan Financial Services Indonesia |
| 34 | IBJ Verena Finance |
| 35 | Bumiputera – BOT Finance |
| 36 | Verena Multi Finance |
| 37 | Pro Car International Finance |
| 38 | Shinhan Indo Finance |
| 39 | Armada Finance |
| 40 | Hexa Finance Indonesia |
| 41 | U Finance Indonesia |
| 42 | SMFL Leasing Indonesia |
| 43 | Mandiri Utama Finance |
| 44 | Takari Kokoh Sejahtera |
| 45 | Intan Baruprana Finance |
| 46 | Artha Asia Finance |
| 47 | PANN Pembiayaan Maritim |
D. Multifinance Beraset Rp 500 Miliar s/d dibawah Rp 1 Triliun
| NO | PERUSAHAAN |
|---|
| 1 | Paramitra Multifinance |
| 2 | Astra Multi Finance |
| 3 | Resona Indonesia Finance |
| 4 | PPA Finance |
| 5 | BNI Multifinance |
| 6 | Otomas Multifinance |
| 7 | MNC Guna Usaha Indonesia |
| 8 | Swadharma Bakti Sedaya Finance |
| 9 | Artha Prima Finance |
| 10 | Transpacific Finance |
| 11 | Equity Finance Indonesia |
| 12 | Karya Technik Multifinance |
| 13 | National Finance |
| 14 | Ciptadana Multifinance |
| 15 | Asiatic Sejahtera Finance |
| 16 | First Indo American Leasing |
| 17 | Star Finance |
| 18 | Clemont Finance Indonesia |
| 19 | Internusa Tribuana Citra Multi Finance |
| 20 | Reksa Finance |
| 21 | Capella Multidana |
| 22 | Al-Ijarah Indonesia Finance |
| 23 | Home Credit Indonesia |
| 24 | Aeon Credit Services Indonesia |
| 25 | Bringin Srikandi Finance |
E. Multifinance Beraset Rp 100 Miliar s/d dibawah Rp 500 Miliar
| NO | PERUSAHAAN |
|---|
| 1 | Anugerah Buana Central Multifinance |
| 2 | Indojasa Pratama Finance |
| 3 | Malacca Trust Finance |
| 4 | Indonesia International Finance |
| 5 | Mega Finance |
| 6 | Usaha Pembiayaan Reliance Indonesia |
| 7 | AB Sinar Mas Multifinance |
| 8 | Karunia Multifinance |
| 9 | Varia Intra Finance |
| 10 | Staco Estika Sedaya Finance |
| 11 | Sahabat Financial Keluarga |
| 12 | Mashill Internasional Finance |
| 13 | Trust Finance Indonesia |
| 14 | Aditama Finance |
| 15 | Inti Artha Multifinance |
| 16 | Mega Finadana |
| 17 | Wannamas Multi Finance |
| 18 | Sarana Global Finance Indonesia |
| 19 | Astrido Pacific Finance |
| 20 | Mutiara Multi Finance |
| 21 | Triprima Multifinance |
| 22 | TOP Finance |
| 23 | Buana Sejahtera Multidana |
| 24 | Cakrawala Citramega Multifinance |
| 25 | Rindang Sejahtera Finance |
| 26 | Swadesi Finance |
| 27 | Pacific Multi Finance |
| 28 | Danpac Finance |
| 29 | Daya Sembada Finance |
| 30 | Bintang Mandiri Finance |
| 31 | Pratama Interdana Finance |
| 32 | Mitra Dana Putra Utama Finance |
| 33 | Bosowa Multi Finance |
| 34 | Woka International |
| 35 | ITC Auto Multi Finance |
| 36 | Beta Inti Multifinance |
| 37 | Danareksa Finance |
| 38 | Anugerah Utama Multifinance |
| 39 | Saison Modern Finance |
| 40 | Hitachi Capital Finance Indonesia |
| 41 | Dana Unico Finance |
| 42 | Sumber Arthamas Finance |
| 43 | Sinarmas Hana Finance |
| 44 | Adira Quantum Multifinance |
| 45 | Commerce Finance |
| 46 | Smart Multi Finance |
| 47 | Lotte Capital Indonesia |
| 48 | Pracico Multi Finance |
| 49 | Capitalinc Finance |
| 50 | Citifin Multi Finance Syariah |
| 51 | Sadira Finance |
| 52 | Swarna Niaga Finance |
| 53 | Magna Finance |
| 54 | Bringin Indotama Sejahtera Finance |
| 55 | Pro Mitra Finance |
Baca juga: Perusahaan Multifinance Syariah di IndonesiaF. Multifinance Beraset dibawah Rp 100 Miliar
| NO | PERUSAHAAN |
|---|
| 1 | Globalindo Multi Finance |
| 2 | Danasupra Erapacific |
| 3 | Jaya Fuji Leasing Pratama |
| 4 | Murni Upaya Raya Nilai Inti Finance |
| 5 | Sunindo Parama Finance |
| 6 | IFS Capital Indonesia |
| 7 | Daindo International Finance |
| 8 | Tempo Utama Finance |
| 9 | Asia Multidana |
| 10 | Sejahtera Pertama Multi Finance |
| 11 | Tirta Finance |
| 12 | Topas Multi Finance |
| 13 | Swadharma Nusantara Pembiayaan |
| 14 | Garishindo Buana Finance Indonesia |
| 15 | Maxima Auto Finance |
Demikian sebagian besar perusahaan multifinance 2017 atau perusahaan pembiayaan yang ada di Indonesia, yang dirangkum based on Rating 171 Multifinance Infobank.
Baca juga: Perusahaan Multifinance: Arti, Jenis dan Ruang Lingkup Usahanya
Saya sangat terbantu dengan data nilai asset perusahaan2 tersebut.
Semoga dimasa yang akan datang, data yang anda berikan bisa lebih lengkap lagi, sehingga pelaku finance industry bisa memahami industri ini secara makro.
Terima kasih.
Sangat fleksible